This issue of taking loan to invest in Bitcoin has really been discussed several times and to me i found a fair justification and consideration in most of the discussions which implies that if the demands, terms and conditions of repaying the loan can be handle outside of our Bitcoin investment which should be first determined by our general and personal circumstances and in view of time and seasons for a proper evaluation before taking such decision, if all this has been carried and confirmed to be ok then taken a loan to invest Bitcoin shouldn't be a problem for me, because am already aware of the risk and precautions has been taken prior to time.
This is only good if you are buying Bitcoin when the price is on the floor or experienced correction since you can guarantee that the price will recover immediately to gain profit that can cover you loan interest.
It doesn't make sense at all. It will be wrong if take a loan because you are expecting profits in a short time before you can pay the loan debt. What if Bitcoin price never went up for months do you know how much interested you will be owing? The price of Bitcoin is not certain it will go up so if you are taking a loan relying on Bitcoin price to payback you will be in a deep situation if it doesn't. Before you can take loan ensure you are certain of the money to pay back is coming before the repay day so that you won't miss out that day and have much interested and debt to pay. And the repay money must be outside of your Bitcoin investment. Don't forget that most loans come with a very high interest rate, imagine the price of Bitcoin swings in a short price for a long time imagine the interest you will be paying even if you make that profit after some months or years you won't be able to pay off your debt. You may lose both your investment and still be owning the loan. Debt is already a big problem that makes you think when you are in debt imagine adding it with Bitcoin prince fluctuation and your borrowed money you think about is in Bitcoin while keep dipping.
Taking loans to buy bitcoin with the intention of paying back with the yielded profits is a very wrong idea and the investor will be investing for short term with the aim of making quick profit which is very risky since bitcoin investment is best appreciated when viewed in terms of long term owing to the volatile nature of bitcoin.
An investor can take loan to buy bitcoin when there are other means to pay or when he has other means of getting money to sort out the loan before the agreed time
The first thing I think that needs to be corrected is that when an investor take a loan to invest in Bitcoin, don't expect him to pay back from the profit made from it, because it would be short sighted and unwise in that regard if he thinks that way, he is expected pay back from his or her monthly salary, and it would be very beneficial and only possible if the repayment is done installmentally just as futurexxx have already said, so if it's done in that manner, it's a win win scenerio in my own perspective.
Because I have seen someone in the past that as a civil servant, he took a loan of 10M Nigerian naira to build a house, and the loan repayment was spread out in like five year time or more, so at the end of the month their is a certain amount of money that is being debited from his take home salary, that was how this guy achieved building a five bedroom flat without much stress, so when opportunity like that is available, it's best you act smart and seize that opportunity, not the regular type of loan that will warrant you to pay all back at once.