Those of you who clicked "nobody" I feel sorry for you. At the end of the day, we are all going to die. This is not a matter of opinion, but unfortunately a matter of fact. We don't know when the day with our maker will come, but it's coming.
Establish a will or trust, it's a simple as that!
Some people don't use to think about emergency in their life, such as death, hospitalized, and kidnapp to pay some of big amount of money for ransom, and if you don't tell your husband or children were the seeds phrase is, you know what will happen next. Those that said nobody to tell their seeds phrase will be afraid of what will happen if they tell their husband or child were the seeds phrase is in the house and what will happen when crisis occur.
Make sure you have someone you trust in your family, you can trust and tell about your seeds phrase and were to locate the seed phrase when he or she pass out from this world, and your efforts to achieve those coins will not be in Vail.