Although I agree with all your sentences, I do not agree with this sentence. If you are not financially stable, you can work on your source of income or work to improve your financial management. But as you said, if you are not financially stable, you should wait for the price to decrease. I am looking at this issue completely negatively and I think you are not very familiar with investment strategies.

If you are mentally ready to invest and if your source of income is suitable for investment, then you can feel free to start investing in the DCA (Dollar Cost Averaging) strategy. In this strategy, you can buy regularly with your investment funds, regardless of the condition of the Bitcoin market. In this case, when the price of Bitcoin is high, you can buy less Bitcoin and when the price of Bitcoin is low, you will get more Bitcoin at the same price. That is, suppose your budget for investment is $100 per month. When Bitcoin is $100k, you will get more Bitcoin when Bitcoin is $80k than when Bitcoin is $100k.

So I would say, even if you are not wealthy, if you are eligible to invest, then focus on buying very soon instead of focusing on the market. Because the market will only keep postponing your purchase date and you will be deprived of buying due to delay.