When we are holding bitcoin, our plan for bitcoin should be a long term investment, nobody knows when bitcoin is going to pump or dump, if we end up taking loan to buy bitcoin, and it’s start dumping, how will you be able to pay back your loan? So if you don’t have any other sources of income to pay for the loan, then avoid loan to invest in bitcoin.
Why would you invest in Bitcoin when you have no source of income in the first place?
For you to be able to invest in Bitcoin consistently, you must have a source of income paying your bills and the decretionary income left can be used to invest in Bitcoin, but if you have no source of income then you invest in Bitcoin just because a few box got into your hands, it's just a matter of time before you withdraw your Bitcoin, sell it and use the money to take care of your financial needs, so having a source of income is a must, in other to be successful as a Bitcoin investor.
That is why when a loan offer comes in, the first thing that gets to your head as a sane investor is how can the money be payed back from your salary or wages, not from your holdings, if the money can debited bit by bit from your salary and the interest is low, bro it is a loan that should be properly utilized, because opportunities like that doesn't comes handy like that nowadays.
Investing in bitcoin requires that you should have a stable source of income that makes provision for discretionary funds after all necessities have been taken care of, anyone without a source of income should not invest in bitcoin untill the they have secured a good source of income, this is because without money you can't invest and you don't just plug money from trees, you need to work for it, some work harder than most depending on the job/business, and your income has to be high enough to yield discretionary funds before you invest, because you should never invest with the money meant for paying tax and footing your bills, and also while investing in bitcoin with your discretionary funds, a percentage of your discretionary funds should be saved up for emergency purposes so you don't end up selling your bitcoin when you run into a financial crisis and are in dire need of money.