Make me understand something here, are you saying to save up for 3-4 months before starting to invest?? Or are you saying to only save up to 3-4 months worth of emergency funds at a time??
If it's the former, I will have to disagree because spending 3-4 months on just saving while you could have also been investing will have delayed your investment by that 3-4 months And that will have been a loss on your side as you could have already been accumulating bitcoin. If it's the later then I don't fully support it, your emergency saving should not be limited to just 3-4 months worth, this might seem like alot but I will ultimately not be enough depending on the kind of emergency situation that comes up, I believe a person should always keep saving.
Earlier investors used to save money like this for three to four months or more before investing and then invest with that saved money, but now the style of investment has changed. Now investors don't need to save money, but now the amount of money that investors used to save every month, every week or every day, they directly invest in Bitcoin,DCA investment strategy. If the investor buys bitcoins step by step without saving money, then it will be seen that when the price is there, the investor will buy bitcoins, so that even if the market goes up and down, the investor's investment will not have a bad effect. This investment strategy is generally considered as a smart investment strategy.
So those who are interested in investing can start their investment at any time without saving money.
Actually I have that mindset before to save some funds before investing on something usually on physical investment. But things didn't go well and I feel like I just waste my time from those investment.
But when Bitcoin investment came everything became flexible because we can start anytime we want also we could use any amount we like. What's good thing I really like about this type of investment is we don't need to be present always monitoring the ups and downs on the market since what we need to do is to accumulate then save it for long term. This is the beauty of DCA strategy.
People could really start without savings but make sure that they have passive flow of income so they can increase their long term investment plans to succeed.