But I thought you said before you invest you have to deduct all your expenses and invest with what is left? Your children educational needs will have to come under the expenses you are deducting from your salary before making investment with what's left. Your children children education and welfare should be taken very serious, so we don't mortgage their future in the name of investment. Make adequate provisions for them, as you are also planning your investment.
I prefer to say that we should try to be wiser in managing finances instead of reducing them especially when talking about equally important matters such as children's education because after all this is the same nature for a better future.
Although I know that in the end when we invest, there must be some sacrifices such as making savings in spending so as not to go over and not to do shopping that is ultimately only for things that are considered for momentary satisfaction because we will try to manage finances well but that does not mean we sacrifice other important things such as education costs. I don't really agree with this proposal.
Children's education (when we have children) is an obligation that we must provide as parents, not that we expect a return in the future but as good parents we certainly have to provide the best for our children at least that is one of my reasons for not agreeing to this reduction. Besides that, investment is also important but in the end we can still invest without having to make a reduction in this case because indeed when we can manage finances well, things like this can actually still be handled well with a note that our financial management is well maintained.