Scammers often know how to manipulate images. They creat and edit it to be real pictures. This has once happened to me some years back when someone promised me a fixed football matches showing me some prove of winning. I think it better not to accept any private chat from an unknown person because most times if care isn't taken you will end up been a victim.
Don't forget that in these days with easy access to AI image generators, you can make almost anything look utterly real. Images today are so good and sophisticated, that you need a keen eye to spot if it's a AI generated image or real deal. Of course, there are many ways to find out, but most people don't go that extra step
yes I agree with you on this then advancement in AI image generators have indeed made it look incredibly difficult to distinguish between the Real and generated images just as you have said the sophisticated of this images have improved alot significantly makes it difficult for an average person to identify the images as AI photo shops, so in all we do let take note by people are watching you closely.