Naija nor dey carry las. Abi nor be so we dey tok am.
Anyways, it is a well welcomed initiative. This is a non-collateral loan? Think am twice first o. We nor wan hear say dem shot bird him mama fly.
Also, i think say if them send you PM make dem still put am a thread wey people go see. That one na still kind of evidence say this person collect money. You see at the other guy take dey do him own.
Make everything dey public. Na you go sabi how to take do the name thing for privacy sake. Na my own be this.