So the key to success is risks,
In some societies playing it safe has become the normal thing that has been inculcated in young children and even adults. They play safe and take no risk, and because of that do not make progress in life but just remain at the level where they are and claim contentment. Risk is necessary for success and oftentimes people who are familiar with this concept turn out to be very successful after taking a few risks.
A lot of people do not take risks because they can’t afford it. And those who take risks even without being able to afford it are often called crazy and irresponsible. To be fair, sometimes it works out and sometimes it doesn’t. When it doesn’t work out, they struggle for money afterwards. That’s what a lot of people are scared of. Life is often full of high risk, high reward scenarios