If there is a natural disaster that flood your town or an earthquake that destroyed the building your seed phrases are, what are the other recovery means that you have in place for you not to lose your bitcoin?
People die in natural disasters and let's consider the opinion of those saying you should store your seed phrases in different locations, in such scenario will the seed phrases be useful again if the owner is no more and no one can locate where he hid the seed phrase?. There are some situations you can't help so if anything happens, you move on and find an alternative to keep living and surviving.
Storing seed phrase in different locations does not mean that you can't let your loved ones know about your HODLings. We have discussed this past before about letting your spouse know about your HODLings Incase if anything happens to you, so they wouldn't be locked out. So this case of storing seed phrase in different locations doesn't mean your love ones will not know about it. We are just talking about how to secure it to be free from any natural disasters. So despite your Love ones may know about it does not mean you wouldn't keep it in different locations. Death is inevitable so when it comes people must surely die but what we will pass on will remain, that is why it us necessary to keep them safe for the future generations.