Let me emphasizes more on this point raised here, there is quite a need for having an emergency fund, however, we should not only be limited to having this alone, instead, we should also have an additional financial source of income whereby we can always revert back to whenever there is needs for doing so in making an investment, this may comes in from the way some of us might have been involved in diversifying our financial asset or investment for times like this, we cant manage to have all the eggs on same backet and still hold on to an emergency fund only, everything may got exhausted at a particular pint and we are going to be left helpless when there is no additional financial source.