Nothing still changes over the time, and yes if that gambler is that too lazy to read ToS they may use the FAQs to get what they wants at their finger tips which would only guide them while gambling. And of course isn't that easy to read whole thing but would be important to first be informed of most their likely and not so that they can abstain themselves from being attached any violation.
They can do it by scrolling the ToS page down and click on I already read and agree with ... It is not
enough for a centralized platform to pull their ToS card in future if the user breaks their ToS. It is basic platform management and if you already self click on it, you have no reason to complain later with their ToS and you actions that are not accepted and can be used against your account.
Gamblers can do anything they want with their money but if they are lazy and careless, they can lose their accounts and deposited money in those accounts.
Yes that is why using web3 casinos or betting site is more better, though there are terms which is also controlling them but it is more better to use a stress free casinos because most gamblers wouldn't be that actively mindful not to violate the rules. Sure they lose their accounts completely without having to withdraw back their funds lost in the gambling site.