Well, keeping lump sum of money in the bank is a bad mistake that anyone would do now. We have talked about this even before now that Trump is making everything go more crazy. Keeping money in the bank is just meaningless except the person is only keeping the amount they are using for daily needs but keeping huge amount for the process of savings is just a waste of waiting time because the devaluation of money will affect your saved funds and inflation will also affect it. Investing in Bitcoin is not a bad option but also not putting all your eggs in one basket is a smart idea.
Keeping money in the bank is a stupid thing to do, because the bank will gain more than you who have the money. Only that knowledge of what the bank will do to my money will never let me think of keeping my money in the bank. A good way to use your money is to invest in an asset with less volatility while some money can be invested in an asset like bitcoin which will be kept for long term. If the savings in mind was for retirement i will suggest putting it entirely on bitcoin for 6 to 10 years. That is much better than leaving it in the bank where the value will keep decreasing due to inflation.