Post
Topic
Board Economics
Re: Why it is sometimes possible to take out a bank loan to buy BTC
by
Kristiyana
on 12/04/2025, 22:07:56 UTC
I remember this thread in 2017 in the French part.

https://bitcointalk.org/index.php?topic=2425439.0

At the time OP wanted to borrow to buy BTC. As we know today, he would have made a great deal (plus, a rare thing at the time, his banker was OK to lend him the money).

Yet almost everyone advised him against it. Why was that?

It seems to me that all investments involve risk. What makes borrowing to invest in BTC any more risky than investing in a start-up, opening a business or buying a house (which may be full of defects, for example)? If the person's financial situation is stable and the banker, after studying the file in depth, is OK, I don't see why you can't borrow money to buy BTC. In fact, this is what some large companies do.

If it is the company that is taken the loan I don't  think if there's anything wrong with that, because we are 100% sure that they will pay back the money in due time. Though sometimes a company can decide to take loan from bank or even from thier fellow companies, when they must have run out with cash/funds. However, is obvious that bitcoin is a very good asset in the future but anyone who can not afford to invest in bitcoin should not go for a loan. Because the market is decentralized Which means that no one have control over it, so if there's any dip or increase in the price there's nothing you can do than to panick.