In general, even though I wished this was simpler, I am still struggling with understanding how it works.
I don't just want it, I think it should be simplified. A system that those of us who have been around for years find it hard to understand is too convoluted and I am sure it could be simplified while maintaining the same sort of fairness. In my local forum I am the one who knows the most about the subject (apart from Ddmr**** who is hardly active any more, apart from updating his threads) and I get lost with the depths.
By the way LoyceV your loyce.club site isn't working properly for me on Tor atm.