but come to think of it, those little amount of money that you want to be keeping as savings why not use it and invest in BTC continuously becaus that money you want to keep as savings can also be called your (discretionary income) rather than keeping it in a bank as savings which will not bring you profit in return, why not use the money and be buying BTC and hold it for long period of time, no money is too small to be invest.
Absolutely I find it hard to save up some funds in the bank cause instead of gaining profitable interests I'll be in loss and there's no point with that,
Saving money in the bank may be quit problematic because of inflation, meaning it decreases over time. so in my own opinion, completely ignoring saving money in the bank will not be a wise decision, but it will be wise if at least %70 of money is invested in Bitcoin and %30 in Fiat or %50-50 depending on the person in question. Money in the bank is important just a discretion fund or emergency which can be used at every given time without stress to solve crucial problems.
If you deposit money in the bank, the bank will give you a profit of 5% per annum. But if you invest in the right way and at the right price, you can get up to 5 times profit after a while.
Sure, profit made in Bitcoin investment per anum would be %5 but an investment on Bitcoin may give you a %10 profit per day, depending on the growth of Bitcoin at that particular time. So despite Bitcoin being profitable doesn't mean that fiat will be completely ignored.
So in my opinion, do not waste time by depositing money in the bank, but invest in the right place.
There is different between investment and keeping money in the bank. Money in the Bank serves many purpose which could be sorting out family expenses, using it to sort out unforseen circumstances. that is why it is used as emergency fund. So Bitcoin investment is good and keeping money in the bank is also good sothat it will be used for fast or quick transaction than having all your money in Bitcoin and selling always to fiat for immediate want.