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Your direction is very appropriate to be understood by those who are still afraid of the condition of the decline in the price of Bitcoin, even though when there is a decline in price, everyone must dare to act more aggressively in buying because Bitcoin does not always experience a decline in price and is not always stagnant at a certain price.
Accumulation is of course recommended and I'm sure the average investor and holder has such a plan, but the problem is the additional budget. I really wanted to accumulate as much as I could when the price of bitcoin dropped to $74k a few days ago, but I had to skip it because I didn't have any extra budget. I don't want to use a reserve budget that is enough to cover my and my family's needs for the next few months to accumulate, that's too risky and not part of my plan.
I agree that markets will recover over time after dumping, but using reserve budgets (not additional budgets) to do so is not always justified. The reserve budget and additional budget for accumulation must be different, this is an investment approach that I think is safe for the long term.
You describe the exact dilemma that so many people have if they are perhaps regularly investing into bitcoin on a weekly basis. They are also paying their regular expenses on a weekly basis prior to even investing into bitcoin. In the meantime, these bitcoin accumulators might be holding aside some emergency funds, and then they might have some reserve funds that are set aside for various kinds of purposes, so then maybe parts of their reserve fund is flexible and meaning that they might have various things that they might use it for, yet maybe some parts are not very flexible because parts of the reserve fund might be held for specific purposes and a kind of expenses that needs to be taken care of in the near future.
Sure maybe there are some optionalities to the expenses, but then there would be ramifications to use that allocated money to spend on bitcoin investing, since any money that is put into bitcoin would presumptively be locked away for 4-10 years or longer, so the money that is placed into bitcoin is known to no longer be available once it is spent.
If a bitcoin price dip comes and there is money available, but that money is allocated to other things, then there may well be little to no extra money available to buy bitcoin beyond the weekly DCA buys that are presumptively taking place. So then there might be questions about holding aside some specific money for bitcoin and purposefully holding the money aside for bitcoin has the dilemma in regards to why hold the money rather than just buying right away with that money.
Some guys presume that it is easy to buy bitcoin on dips, yet there are trade offs and there is ONLY so much money that is available, especially if we are keeping track of which money is available for which things.. and if we do not want to put ourselves into a situation in which we have to dip into our emergency funds for anything other than an actual emergency.
And for those who like to hold Bitcoin for a long time without thinking about selling for profit, usually people who have a mindset like that will never stay silent from continuing to buy when they see a decline in the price of Bitcoin in the market. I quite agree with what you said because if there is still fear in buying when seeing a decline in price, how can someone expect something bigger through Bitcoin in the future when they themselves still do not have the courage to make wiser decisions for themselves.
In fact, long-term bitcoin holders actually earn profits worth it with any risk considered.
I am not sure what you mean BITCOIN4X because frequently when we are engaged in investing, we may well have a lot of profits on paper, yet none of those profits are realized. They are locked up, and surely they can give us a sense of security, especially if we might also be assessing their value in terms of the 200-WMA so that we can have some sense of bottom prices (bottom values) too, and if we are measuring our bitcoin values from bottom prices and we might have had built up a bitcoin portfolio size that is several times our anticipated annual expenses, then we get the sense that we might be getting close to either being able to live off of our bitcoin or to be able to supplement our living expenses with our bitcoin...
but, yeah, it could take a couple of cycles or more to get to such a status, depending on how persistent and/or aggressive that we have historically been in our bitcoin accumulation journey.
I've never heard of them experiencing a total loss just from holding it, unless they lost access to their storage wallet or something bad happened that resulted in the loss of bitcoins from their wallet. Long-term holders always have the opportunity to make big profits, but eventually they will also sell and reconstruct their portfolio.
Surely if some of the longer term bitcoin holders are setting their bitcoin aside and making sure that they do not lose access to their coins, then surely they are going to be in a good position, yet at the same time, there may be some portion of their stash that they need to continue to keep active and to attempt to remain assured that they have a couple of ways (at least) of being able to transact with their BTC or to cash out, whether in increments or in larger quantities.
Even with your own forum registration date BITCOIN4X of more than 7 years (congratulations), it has become more and more possible that you have had been able to accumulate a decent amount of bitcoin in which you can start to feel assured that you have enough bitcoin or perhaps more than enough bitcoin... sure, maybe you also made mistakes along the way, so none of us can be sure about how close you might be towards reaching targets in which you might not have to continue to focus on bitcoin accumulation.