yes that's right, financial education must start from home, I didn't get that from my parents but I have to do that to my child, seeing how Chinese people educate their children to be very disciplined in finance in my environment and most of my Chinese colleagues also say the same, skills in managing finances and turning money over since childhood become a very big capital in making financial decisions in adulthood, I totally agree with this.
What ever happens to the destiny of a child is shaped at home so a child who grows up in a home where the parents are disciplined and has a high level if financial literacy level will grow up and be more financial management skills than a child that grows up in a family that the parents has no financial management skills, so I believe that financial education begins at home