There can be tough choices in life, and surely there can be people who might feel that they are not able to earn much or even enough money when they are working for someone else, and they might speculate that they are able to make more money by investing into a business and/or perhaps by getting additional training to qualify for higher paid positions (promotions or perhaps getting work in a different field from their accustomed field).
It is not necessarily a bad idea to divest from bitcoin for those kinds of purposes, even though it also may have had been better to find funding through other sources, so guys can be left with dilemmas, especially in regards to the kind of income that they can earn with their present skills versus either gaining skills or entering into a business that might require capital but allow for the leveraging of labor to potentially be able to make more money than without such a business.
I agree with you, sometimes in cashing out if there is no urgent need it is better not to do it because there are options that can be done to get money from other aspects rather than releasing some of the btc ownership.
I realize that sudden needs often make us wrong in making decisions, especially the desired needs must be there as soon as possible.
Well, from here I learned to invest from 10% of the income we get to buy bitcoin so that there is no loss of balance in terms of the economy in everyday life.
On the other hand, old investors may be able to cash out btc to fiat if they want because they have reached a stage of satisfaction in btc ownership. But we are still in the early stages of investing so whatever happens we want to hold btc for the long term.