Albeit, no "fast" one pulled on me.
I saw the numbers both ways. I am fully aware my monthly is lower than if I'd have taken March 1st.
They totally left it up to me. I have researched the numbers.
There is argument to be made to start collecting as as soon as one is eligible at 62.
Like you said, who knows how long you got. I might get hit by a bus tomorrow.
I waited to 67 FRA. I'm good with that.
I decided to go for lump sum with a slightly smaller monthly number.
My company laying me off in a couple of months time was also a factor.
Hell, the way things are looking now, there ain't gonna be anything left in the pot in 10 years.
Or some idiot not to be mentioned is just gonna fuck everything up.
I'm totally good with my decision.
Also, with the outlook for social security, it could very much be a case of 'a bird in the hand'. With pyramid schemes, it's the ones who exit early who benefit, the ones who exit late left holding empty bags.