Can we establish that financial intelligence is not a genetic trait, but an acquired trait, and by that, just as charity begins at home, financial education also begins at home.
Children who grow up in an environment where their parents practice strong financial discipline and it is very evident because of how it has created a balanced growing environment for them where they never lacked nothing but at the same time never wasted anything, will grow up to become children who will also show signs of strong financial intelligence. Do you agree?
You're right on the first line that financial intelligence is not generic but rather an acquired traits cause it's not inbuilt but being taught in schools or at home, but oj the second line I don't say you're wrong but then it varies in every way such that children whom their parents practice such strong financial discipline still turn out to be nuisance in the financial space by finding it difficult to manage and as well know how to spend the money but I think sometimes people with no proper financial orientation finds themselves able to do so.