Pay up all the bills first and allocate always those savings and emergency funds or simply into the obligations on which you do need up to to fulfill on every month. On the time that you've seen after the partitioning of your monthly income, then this is the time that you do make yourself that consider on allocating some funds on whatever the venture that you are that dealing into, whether you are planning to have some investment or making up some business then it will be that up to you. It will be just that depending on how you do gonna handle up your finances because each one of us does have that different situation when it comes to earning income on which there are those who do make bigger income and there are those who are sitting on average on which means that even having some extra funds to make use in other means will be that hard or challenges and thats why they do came up with the idea that they will be taking up some loan. Trade into the amount on which you can afford to lose or on something that you wont be chasing into at the moment that you have lost such fund. The usual mistake of people is that whenever they do experience up such loses is that they do become that impulsive on which instead of doing trading they do rather that make it as like when they do gambling on which we know that this is that a very that a bad thing to be done. You are the ones who do make out such actions and on suffer the after effects basing up into the decisions you had made out earlier. So it will be that up to you on how you do make out such adjustments.