It makes no sense for any newbie to be holding excessive funds in dollars rather than investing into bitcoin, so why the fuck would they be holding 1-2 years worth of cash? It is already a struggle to get back up funds between 3-6 months, an there is no reason to build up back up funds prior to investing into bitcoin.
You are right JJG, because holding funds in dollars won't yield any good thing from it but I have come to realize that the reason why some people ( newbie and...) hold excess dollars is for the purpose of trading it with other fiat I have a friend who does that though some newbie tends to hold or store excess dollars before they start investing which is not the right thing to do because a lot of chance will be missed in the market, so it is always good while holding your dollars you are at same time investing in Bitcoin and that is even the best because you may not know when you will grow your portfolio so big.
But in the case of Bitcoin, I see that after a long time, there is a possibility of getting a high return. So we should invest resources like Bitcoin which will be able to provide us with a lot of good money later.
About Bitcoin Investment, you should focus on getting a decent holding before you get high returns. From the time you start accumulation Bitcoin or if you have already started, you will have a long term mindset. If you are looking for high returns, you may have to be a little confused to pull it off in the long term for example, if you get another ATH, you may mentally notice a tendency to sell which may be a short term plan rather than a long term.
If an investor expects high returns, it can turn you into a trader, which is the opposite of Bitcoin investment and keeps you away from the possibility of getting high profits in the future. Accumulate Bitcoin in DCA method regardless of the price. Every week or every month you should accumulation BTC from your disposable income.