Wealth, security and freedom come from what you own,never by a paycheck or what you owe.
In my own view,wealth is not money rather money is just an instrument to measure and keep it going.
Wealth is simply the value that we create by production process.
Of course, if you live paycheck to paycheck then how you can create wealth? But it doesn't mean you can't, so simply have to learn how to use all the resource you have at hand to create money out of your money.
So it means going to have a passive income, a business, be a entrepreneur. With that, it might take some time, or there could be others who developed very quick. And after that then you have the financial freedom and not living anymore thinking if you can have food to bring in the table or if you are able to have the money to pay the bills.