Someone has to be completely out of their mind to invest more than $200k in either a pump-and-dump token or a meme coin. First of all, one doesn't even need to be so greedy when they have that much money; you can easily make good money every day by trading normal and trusted cryptocurrencies, even Bitcoin per se. There are always dumps and pumps in Bitcoin's price, with $200k, you can much if you use those little corrections and recoveries but people are too lazy to try and learn something about the market but they want to become billionaires in no time.

Meme coins are good only for experiments, and by experiments I mean $20 or hardly $50 because if you lose that money, you won't break your head by hitting the wall with it since it's not a life-changing amount. However, if someone is investing $200k in a meme coin, he either must be a billionaire or a fool.