No bro, I think that this is actually wrong in my own opinion because that move might delay you in your investment, you don't have to start saving your reserve funds before you start your Bitcoin accumulation journey, all you just have to do is to start accumulating Bitcoin through your discretionary income and along the line you can start building your emergency funds and your reserve funds gradually, but if you decide to be waiting to have a reserve fund first before you start investing, you might not even start investing after all, after you have wasted a whole lot of time you would have utilized properly, so just start now if your discretionary income is available, along the line you can start making provisions for emergency funds and reserve funds, because they are very key in preserving your Bitcoin investment from any real life emergency that may have warrant you to temper with your investment, but once you have it in place, your Bitcoin investment is safe because it's stands as a shield against any unforseen circumstances that may arise in the future.