Post
Topic
Board Economics
Re: The usefulness of budget as a bitcoiner
by
Solosanz
on 29/04/2025, 16:02:59 UTC
That's good as a general rule but I don't budget any more after more than a decade doing it. I already have a lot of experience in this, I have the big expenses under control and in general at the end of the month I am cash flow positive, I have money left over even though I invest at the beginning of the month. So there has come a time when I have decided to relax a little in that sense. I don't rule out doing it again in the future if necessary, but I don't think so.

For anyone who is just starting to invest, or who is in debt, or who has little net worth, I think it is essential.
Because most of the financial advice are created for middle class to poor.

Like 50/30/20 rule, if someone earn $60K per year in US, it's make sense to use that rule, but if they earn $1.2 M per year, it's not make sense for someone to force themselves use $60K for their monthly needs.

When someone is too rich, there are no rules, even they can buy the rules.