I think you’re getting it wrong for saying that you need a emergency funds before you can start investing in Bitcoin, that statement is quite misleading. As long you have an income and you’re able to take care of your needs and expenses and pay your bills, if at the end of taking care of your expenses you have a discretionary funds you can start up your bitcoin investment using the DCA method to build up your portfolio , and you can build up your emergency fund and reserve funds gradually with in the months of starting your investments, we all know that emergency funds and reserve funds are important to sustain your portfolio. You don’t have to waste time and opportunity to invest by saving up reserve funds before investing. It’s advisable you invest as soon as you have discretionary funds to invest and accumulate more.
Perhaps you are the one that is twisting what the Op said, the Op didn't said we have to keep or have emergency funds before we can start investing in Bitcoin rather what the Op said was that it is very important to have emergency funds while we are investing in Bitcoin because it will help save us from trials and challenges because surely there will be trials and challenges that will come up though sometimes those trials and challenges may not be finance one. However, the Op is not misleading anyone rather what the Op said it absolute true because emergency funds is our investment backbone which we can not do without.
In summary we’re all stating the same fact concerning emergency funds and reserve funds, there’s a difference between both funds, creating an emergency funds first before investing or after investing is not the problem but so long as there’s an opportunity provided to save for emergency funds then it’s all good. I will always advise starting up from somewhere and these funds mentioned should never stand as a barrier, for someone who know the important of saving up an emergency fund will never joke with it. I don’t get how other investors go about investing using the discretionary income without building an emergency fund alongside, although everyone have there different decision when it comes to investing meanwhile some might choose a specific day meant to build the backup fund alone will accumulate bitcoin separately, if there’s any need diving the funds why not create a monthly budget with each percentage involving the amount going out on bitcoin accumulation, emergency funds etc, it’s all about the amount available and planning not the other way round.