So are you on the race?
What exactly makes us compete to collect more Bitcoin?
Everyone has different financial plans. We will buy Bitcoin based on our financial capabilities. I think many of us who buy gradually also do everything based on their financial capabilities, after some management also for needs.
If you become very ambitious to continue buying Bitcoin and become uncontrolled, either for investment purposes or for use, what you do may trigger bad things for your life. Remember, we are not in a trading competition. Having Bitcoin is also related to our financial management. We also have to consider it carefully.
We should anyway be guided by our abilities to invest and keep our standard of living, first and foremost, you are right, in my opinion.
Risk management should be at the helm, not the desire to make it big and have lots of BTC - it should be having some BTC while being afloat and with a stable income to sustain it coming.