Everyone has the opportunity to organize all aspects of their life properly - that includes financial and other aspects. I always hear the advice "don't chase the money, chase the skills" and so far I really find that advice true. We are given the opportunity every day to develop ourselves and organize it as best we can - it's our fault if we fail.
Maybe during our teenage years we wasted too much time just playing and hanging out without any interest - but after adulthood we are all made aware of financial responsibility for ourselves and our families. We try to grow every day - as long as we don't give up, maybe one day this effort will succeed.
It is indeed not easy to organize life towards a better direction if you do not have support, but life will continue without thinking about how someone is doing. Therefore, I am very sure that if someone already has a positive mind to develop their skills from a young age and has a diligent interest in work, then of course they will one day be a winner, meaning they are really focused on seeing opportunities without complaining much and giving many reasons. If all desires have been achieved, then there is no need to show off an arrogant attitude, but remain humble, disciplined and responsible.
Achieving success in life is only possible if one utilises the opportunities presented by life. If you don't use the right opportunities at the right time, and work on the right things, you will only keep working hard all your life, but won't be able to achieve anything in life. I know, it's mostly said that hard work pays off, but it only pays off if you are putting your hard work and dedication in the right direction and at the right place. If you are working hard in the wrong place and on the wrong thing, the fruit you are going to get will never be enough to compensate you for the time and effort you must have put in.
That's why, if someone wants to achieve success, they first need to find the right craft for them, they should get into the right area that suits their skillset and their abilities so that they can achieve something if they want to work hard. If you are into something that isn't suitable for you and you keep working hard on it, you will barely be able to move forward.