I agree with you, everyone wants a beautiful and financially secure future, but they do not understand the right decisions that they have to make to reach that point. Not everyone's financial situation will always be the same, and an employee cannot work all his life, at some point he will have to retire from his job.
Finance, income, jobs are very uncertain and you can not know what will happen with your jobs and income in future. If you have jobs, continue with them and don't quit your jobs and go full time on Bitcoin. It's very risky when you are only in your finnacial and wealth building progress.Many discussions about it
Will you quit your day job to go full time on bitcoin?
Is It advisable to quit my present job for bitcoin?
Don't ever quit your job to trade crypto.
Job Vs Bitcoin.
Because to the best of my knowledge, anyone that have no source of income has no business investing in Bitcoin because he needs to cater for his basic needs, and if he can't do that, he can't buy and accumulate Bitcoin consistently, and secondly, once that person in question quit his job and he has no other source of income, it would be just a matter of time before he or she sell off his holdings just to take care of his basic needs, so it would be a very terrible idea for an individual to quit his job just because he invested in Bitcoin, he doesn't know that the salary coming in from the job is what's going to be fueling the Bitcoin investment and make it increase in unit if he keeps on buying weekly or monthly from his paycheck once it comes.
Lastly, we all know that Bitcoin is not a get rich quick scheme, it would take years of investment and holding resiliently to be able to achieve something great, so if someone quit his job, his Bitcoin that he has already accumulated will be the only means he will survive from, so selling it will be inevitable, so in my own opinion, it would actually be a terrible idea to quit your job because you invest in Bitcoin, remember that Bitcoin investment is not a means of income that pays you weekly or monthly, so what's going to be paying the bills?
Wouldn't being able to either quit your job, or to lessen the amount of your laboring for money and/or being able to choose your own ways of occupation that might not be concerned about how much money you make be goals that many of us would be striving to achieve?
Getting to an overaccumulation status may well allow a person to start to sell his bitcoin and to be able to live off of his bitcoin... and yeah, sure, I agree with the overall premise that it could take a while to get to such status, yet it seems that building up our bitcoin to a high enough standard to be able to live off of it or to have our bitcoin supplement our other sources of income would be our goals.
I sent you a merit MusaPk, even though I think that your statement was a bit strong in the opposite direction.. yet I agree with your overall point that guys should be attempting to figure out how to invest into bitcoin whether time, energy and/or monetary value.
JayJuanGee it's always refreshing to listen from you 
I am of the view that Bitcoin is a valuable asset in which we all should invest for our benefit. If someone says that he doesn't have enough funds to invest and he is also not working hard to generate additional funds which can be invested in Bitcoin then it's his own fault to remain poor, the opportunity is waiting right in front of him.
I have been arguing both sides of this topic, and so yeah there might be some guys who have way more abilities to increase their discretionary income, yet they are not trying hard enough to increase their discretionary income.
There are also some guys who are working on their future training or they might have certain kinds of obstacles that compete with their ability to earn money and/or to increase their discretionary income.
Without knowing details, I am not proclaiming that all guys not need to work harder to figure out their discretionary income and to get more serious about bitcoin, yet we do know that there is a high level of folks who are no coiners and/or low coiners who likely are putting themself into such a status by their own choices, so I suppose we could be attempting to address the no coiners/lowcoiners who are capable of improving their bitcoin accumulation levels
At the same time, I am proclaiming that we cannot always know why some guys might appear to be NOT working hard enough in order to increase their discretionary income so that they can buy bitcoin now rather than putting off their bitcoin investments into the future.
[edited out]
Bitcoin investors who are still lazing around are basically afraid to invest, maybe they are deprived of investment. Only those who are not afraid to take risks are ready to get the maximum benefits of Bitcoin investment, because Bitcoin investment has been important since the past. If an investor can follow the DCA method regularly, then he will definitely be able to achieve success.However, Bitcoin investment must be sufficient and the source of income must be good, then only then he will be able to follow the DCA method for a long time. Bitcoin investment is important for those people who are ready to take risks at any time.
Describing bitcoin as taking risk seems to be a strange view.
Sure everything is risky, yet when we invest, we can choose our position size, and we likely would be increasing our position size the longer that we are in bitcoin and the more comfortable we get with it through experience and/or learning.
We adjust our position size in accordance with our personal circumstances, including our perceptions of risks, which ultimately should be a framework of investing no more than we are willing to lose, even though no one should be investing into bitcoin with any goals of losing money.. yet at the same time, we can also recognize and appreciate that as long as we do not engage in leveraging, then the most that we could lose would be 100% of the amount that we put into bitcoin... yet at the same time, we may well recognize (the more that we learn about bitcoin) that bitcoin is amongst the best of asymmetric bets to the upside that is currently widely available to everyone and/or anyone with a discretionary income).
They are cautious with something they didn't utilize before - that's how it is, unfortunately/.
BTC will prove to them why they should change their stance on it either way.
In changing the investment direction from old investment (Gold) to Bitcoin investment, sometimes someone can do it easily. I realized that in myself where at the end of 2015-2016 I stopped accumulating gold and chose bitcoin as a new investment that I followed up, but I made a big mistake in 2017 or to be precise under 2020. But after I studied it well and heard the stories of successful people in Bitcoin where they were able to survive in following up because they invested with money that was ready to be lost or not burdened in any condition. BTC will prove to them why they should change their stance on it either way.
In investing, the main thing we must avoid is gambling, because gambling made me make many mistakes in previous years. You cannot be calm in investing if your soul is a gambler. Peace of mind and focus in running investments are things that must be had so that we can Hold bitcoin for a long time.
A lot of people are naturally going to be tempted to trade and/or gamble - and with bitcoin we could end up getting very thrown off because we start to think that we can see its ups and downs and then to buy and sell according to what we see, yet, we also may well end up failing/refusing to recognize/appreciate how badly we can end up getting screwed if the bitcoin does some kind of stair step upward and we have little to no bitcoin during such upward stair-stepping, and so we end up with way fewer bitcoin than what we would have had if we had just stayed focused on ongoing bitcoin accumulation.
Another thing is that any sales of bitcoin will contribute towards putting us into a waiting mode rather than a buying mode, and then if the BTC price goes upward while we are waiting, then we screwed ourselves again by not having close to as many bitcoin as we could have had and what we should have had if we had continued to stay focused on ongoing and persistent accumulation of BTC.
Regarding your gold bitcoin mistake, yep that is too bad. A lot of folks have historically been drawn to gold, and they continue to be drawn to gold in recent times, yet they fail/refuse to recognize/appreciate that bitcoin is around 1,000x better than gold, so even if gold has been doing well in recent times, it is likely still going to continue to lose out to bitcoin, so likely it does not help anyone to have any gold allocation that is any greater than 10% the size of his bitcoin allocation, and even having gold that is 10% of bitcoin's allocation may well be too much, even though surely some guys cannot resist except to invest some allocation into gold and they may well be lured to invest more than 10% the size of their bitcoin investment size into gold.
[edited out]
What makes you feel that if the person in question uses only his discretionary income as you explained, to invest in bitcoin he wouldn't go far upto 4 years and above. Everything depends on proper planning and discipline. Discipline in the sense that you continue buying regularly with DCA even if it's as low as $10 consistently and persistently for 4-10.I believe that an investor who wants to be consistent with his accumulation will have calculated down his weekly/monthly expenses down before the arrival of his salary so that he can make proper plan on how to spend it and how much will be his extra cash that he can put into bitcoin for that week. Don't underestimate a little beginning. It's better to start with little and have little bitcoin in the long run based on your own discretionary income than being a low coiner.
I agree with your overall point Sim_card that is it is way better to be investing into bitcoin with small amounts, and even whimpily rather than not at all, so guys (for their own good) likely need to be figuring out ways to ongoingly invest into bitcoin in accordance to their own abilities.
Surely there have been some guys who had historically invested 15% to 25% of their income into bitcoin over several years, and they have been set with their investment into bitcoin, yet at the same time we know that historical performance does not equal future results, so it can take a really long time to build up a bitcoin holdings if we are investing less than 10% of our income into it, yet guys have to figure out what they can do, and there are going to be some guys who are not able to invest 10% or more of their income into bitcoin based on their not having very much discretionary income, and they also might have trouble building up their discretionary income by increasing income and/or cutting expenses...
yet, even if a guy is challenged in his income, as long as he has discretionary income, he should do what he is able to do to attempt to invest into bitcoin as aggressively as he is able to accomplish.