When we gamble with the condition that we need money, it only allows us to be more obsessed with the pursuit of victory in gambling even though it has ended in defeat but it can make us think that there will be a victory in the next gamble. This is a dangerous thing.
Although it is true that what you said could happen but it is very rare, even the chance is probably only 1%. People who need money to gamble are people who want to be stressed, maybe like that.
By the way, losing can actually help you get back to gambling faster. Let's say if I bet once a week or twice a week, that's my normal routine. If I win, I won't change anything or force my usual routine, but if I lose today, I'll be more eager to bet again tomorrow to win back my loss, that's how it works for me. Losing even a small bet is still stressful, and sometimes you even have to hold back from switching to daily betting, because it will complicate your winnings.