I guess that's one of my problems now. I know how much I'm earning, but somehow I still overspend every month. It's kinda funny because I know how to make a business planm, but when it comes to myself, I can't even manage my spending properly.
Thanks for your topic! I think it's time I take this seriously.
I'll start making a monthly budget now.
One thing I can assure myself of, is telling myself that I don't need certain things at a particular moment, and I rather prefer to keep my money instead. But at some point, I would realized that I have spent more than usual in a very short period, (especially when it has to do with something that is going straight into the stomach). I can remember having a walk with a friend few days back, and he was literally complaining to me how he has spent so much. After telling me how much he has spent, I realized that my own situation was even worse.
The thing is, things like this will certainly happen, but as long as we have that discipline to always deprive/deny ourselves from certain things at some point, we should be able to manage the whole situation. Planning is important, but we all can genuinely agree that we sometimes fail to live by own rules.