Ponzi schemes can also make you millions of dollars overnight as well. The point is, at which cost? And the answer is, at the cost of losing your entire investment overnight... Does it worth the risk? Of course not. People lose funds they took an entire life to accumulate in a matter of days or weeks. It leads people into depression, hopelessness and lack of motivation to move ahead and to recover themselves financially.

Consequences can be disastrous. Therefore, such plans should be avoided, unless you are aware to be gambling with your money, and not investing.