Some of you talk about bitcoin as a high-risk investment, when in fact you've probably invested in bitcoin yourself (otherwise you probably wouldn't be on this forum). High-risk perhaps, but over time it was less high-risk than a simple savings account whose interest failed to keep up with inflation.
Many people borrow to buy a car, but for me a car is not an asset but a liability. Except perhaps a classic car. Sometimes it's better to lease a car than to buy one, depending on your needs. But in any case, a car is a liability, depreciating over time and costing a lot to maintain.
I'd rather invest in btc than in a car, for example.
Just because all or most of us have invested in Bitcoin doesn't mean it's not a risky investment asset. We understand that Bitcoin is rewarding in the long run, but let's not forget that reward comes with risk, and even if someone doesn't lose their money unless they buy high and sell low, but the fact that Bitcoin's price depreciates as well due to its volatile nature doesn't make it a suitable option for taking a loan and investing in it because you need to repay the loan within a specified time while you don't know how long Bitcoin's price will take to make you profitable once it goes down from where you've bought.
So, my friend, even though you are right that it's a good investment and those who have funds that they own and know aren't needed now or won't be needed in the near future should invest in it, but it is absolutely not recommended to take a loan and invest in Bitcoin because the market is unpredictable and you never know what might happen next. The only exception could be if a person has a stable and high-paying income source which can help them repay the loan over time.