Thank you for sharing such a detailed and security-focused lending policy. The emphasis on wallet verification, signed messages, and anti-impersonation measures is very important, especially given how common scams have become across platforms like Telegram.

As someone who has worked on building a decentralized lending platform, I definitely appreciate the level of diligence and structure you’ve put into your terms. It’s clear that you prioritize both accountability and protecting users from risky behavior, which is something I value in the lending space.

Just to clarify—when applying, the signed message must contain the loan date and come from the same wallet used during the signature campaign, correct? Also, do you have any preference on the type of altcoin used as collateral—would stablecoins be acceptable?

Appreciate your work in maintaining a safe and transparent lending environment.