I lost a friend this week; he was meant to be 30 years old today, but he died a few days before his birthday today and was actually buried today. It is terrible news, and it got me thinking that death can be untimely, and it is not only the old or terminally ill that are close to death but also anyone; most investors in bitcoin will not get to old age to actually enjoy their investment. Thinking about that, it has to be said that planning for who to own your bitcoin after your death does not have to be when you are old but when you have accumulated bitcoins to a sufficient amount.
That's why an eternal hold is impossible. Also, I don't think your investments will help you much when you become. Yes, it will be a "safety cushion" for an emergency health improvement, but will you want to travel in old age, for example? Unlikely. Therefore, you should maintain a balance between simply accumulating and holding bitcoin, and current use and spending of bitcoin in the present moment.Well, and don't forget about the case with your friend. The dead don't need bitcoin. Live in the present moment (partially spending btc), planning your future (partial accumulation of btc).
As your investments begin to mature into a considerable amount, while you consider the security and safety of it, it is also important that you consider the situation where you die suddenly and your Bitcoin gets lost; no investor would want that except they have no family and friends worthy enough for it.
While investors are alive, they don't think about premature death. And when this moment comes, it is already too late to think about it. 
Your message is clear. While there is an opportunity, it is necessary to prepare a plan B just in case: to whom to bequeath bitcoin. Whereas plan A should consist of managing to use bitcoin for your own benefit as much as possible (it can also be for the benefit of family and relatives), so that less is left for plan B. Otherwise, what was the point of all these efforts to accumulate?