Post
Topic
Board Speculation
Re: Buy the DIP, and HODL!
by
Derekfunds
on 05/05/2025, 21:19:40 UTC
A long-term investment of 4 years to 15 years or more, an investor is not boarded about how the market goes either up or down,all he his focused on is how to buy more Bitcoin into his portfolio that will be beneficial to him in future .
You don't really have to wait for the dip before you invest more, just keep buying and accumulating in respective of how much Bitcoin is, and when the dip comes ,it gives you the opportunity to buy more and aggressively if you have reasonable amount of cash with you, it is not adviceable to wait for the dip, continuous investment is the best and the wright thing to do.
Though I think it depends on the amount of bitcoin you wish to accumulate and also the amount you're investing with, but i still wonder what will be holding an investor from not reaching the status of overaccumulation before this 15 years. However, i think the idea of buying bitcoin aggressively when you have already reached the status of overaccumulation does not make much sense to me, if i get to the status of overaccumulation i will take it very slowly, i can decide to buy every dip since i have build a very large portfolio. is only those no coiners/ low coiners that is advised to invest in bitcoin without paying any attention to the market fluctuation by using the DcA method, as a no coiner/low coiner and you're hoping to buy every dip definitely  it will take some couple of years before you can be able to reach your target. But when you're using the DcA method you won't even consider the market value before investing, and this is going to make the accumulating process keep moving instead of waiting for the market to dip before investing.

You have to remember that even a guy who puts 10% of his salary into bitcoin, it will take him 10 years to reach 1 year of his salary invested into bitcoin.  I consider 10% reasonable if your discretionary income can tolerate it.

There are folks who are investing into bitcoin at much more whimpily than 10% per year.. so it is going to take them a while to reach over-accumulation status, perhaps even more than 20 years.

Of course, bitcoin price performance can help them, but if they were only investing 1% of their salary into bitcoin, it would take them 100 years to get 1 years salary invested into bitcoin... so it can be questionable if some whimpy levels of investing are going to be enough to get to overaccumulation status.  Of course, any investment into bitcoin is better than nothing, but it pays to have a bit of an ability to increase our investing aggressiveness, especially for any of us wanting to reach overaccumulation status.
Actually that is the right thing to do if an investor have a reasonable of his discretionary income  and if he can tolerate 25%  being deducted, i believe that there reach over-accumulation status will be good over the years to comes.

So any  investors that he not increase his Bitcoin investments aggressively should wait till they reach over accumulation status but should focus on increasing and buying either daily, weekly or monthly which ever one your discretionary income can carry without making going back to touch your Bitcoin investments.

Yes, you are right. In investing, the percentage of discretionary income that one is able to invest depends on how much growth or how fast it will grow in his portfolio.

Although not everyone has the same amount of income or stable income. Those who have a very low income are investing or are willing to invest. If they wish, they can invest by cutting down on many types of personal expenses such as their cigarette expenses, travel expenses, and all these expenses and they can invest with that amount of money. In this way, they can also move their investment forward well.

Investing in Bitcoin doesn’t stop anyone from having fun, there are things that are habit and you cannot stop or advice someone who is interested in having fun or something that is making them happy. Investing in bitcoin shouldn’t make a fellow to be living a boring life, someone who has money to travel and go on vacation can equivalently afford to invest in bitcoin and build a portfolio, someone who loves smoking shouldn’t stop smoking all because of making a bitcoin investment, there are ways to go about it, that is why it’s advisable to invest with a discretionary funds using a DCA strategy. And you cannot stop someone still be accumulating gradually. You don’t have to have a whole lot of money to invest instead you can be investing small small and accumulate.

Having fun while investing in Bitcoin is not a bad thing per say but the fun one is having should be within the reach of the person, the fun should not affect the person's investment otherwise it becomes a bad thing. A wise investor should know how to have his or her fun I mean there should be a limit to every fun one wants to get and I doubt if a normal person will use his or her investment money to have fun I mean it shows a level of unseriousness and stupidity. Anyone who can not invest when they have a little money can not be able to invest even if they have a huge amount of money.