To be accumulating bitcoin now is not too late. What you posted will later be what will happen. As more governments start to buy bitcoin, the more institutions will also be getting involved and also retail investors will become more. The price of bitcoin will finally get to $1 million and later above.
It's already happening around the corner and it's no more shocking again that the world is becoming addicted to owning more Bitcoin as reserve for their economic growth and stability. This is just creating more awareness for those doubting Bitcoin and her ecosystem to start rethinking to accumulating more quantity for themselves and family for future purposes.