Yet another reason to never keep money in a bank unless absolutely necessary. For fiat currencies cash is king. For long term storage of wealth, Bitcoin.

The only reason I got a bank account was to park the $2M+ I bought to buy my lake and  land. Before that, I was bank-free.

Cash and Bitcoin are both anonymous (or at least pseudonymous). I've never had to produce photo ID to receive or spend cash nor pay any fees. I've never had cash put on hold for 5 business days. Transactions are time-limited only by the counting process.

Bitcoin can take a little longer but but only because most OTC and UTC exchanges depend on banks for fiat liquidity. Also exchanges require payment for their services. Luckily their fees can be fairly small if you establish good relationships with them.

Ultimately, cash is still king.