Some persons, don't intentionally sells off their investment like that,but due to situations they are forced to since they have good fraction of Bitcoin, they sells it off if they want to sell, some persons sell off their investment that they must have accumulated for a long-term period due to health issues because there is nobody to assist them financially for their medications, while some sell off because they are dieing and don't have any trusted person to transfer their inheritance to, and so they sell it off to fulfill their last wish if they have any, or eat up all their money before they die, so that the effort being made buying and accumulating their investment will not be a wasted effort
Agree with this because I have been in that situation before. But fortunately, I have emergency fund that I always prepare monthly just in case I have an urgent situation. So I don't sell too many satoshis but just help to cover the emergency funds if that funds can not cover it. It is why you need to allocate some money for emergency fund to cover your health issue or other urgent situation so you don't have to sell your Bitcoin. Until the time to sell is come, you will have your chance to enjoy your profit and prepare the funds for many things.
That is why when we invest in bitcoin, we must really invest using discretionary income, besides that we must also have an emergency fund, and also have a stable income every month. Because if we invest in bitcoin without having these three requirements, the possibility of our investment being disrupted will be very large. Because the name of life in the future, no one knows for sure what it will be like, therefore if we are an investor in bitcoin, we must have these three requirements so that our bitcoin investment runs smoothly. Because the name of investment certainly will not be able to make money instantly, so there must be something called a process.
Now to face this process is the biggest challenge that we must face well. Because when we run the investment process, of course we need to eat, buy clothes, children and wife's expenses, and also for unexpected expenses such as illness. So that's where it is useful to have income that continues to flow every month and have an emergency fund. So the first funds used can be anywhere, be it emergency funds or from the income we get every month. Only after that if for example the funds are lacking (for example emergency funds) we can take funds from the income we get every month. So our bitcoin investment will remain safe without being scratched at all. My suggestion is like that.
Having a stable income every month isn't compulsory before you can invest in bitcoin. There are some people who are contractors that get their contracts for twice or once in a year. They can also invest in bitcoin by taking out their discretionary income and spread it across various weeks overtime. He can also front load his bitcoin investment. You can hit a jackpot and use the money to invest in bitcoin and hodli for long.
Emergency funds should be set up when you have started your bitcoin investment and it should be at least three months of your salary. You don't need to touch your emergency funds when there's no real emergency, so that you don't exhaust it for unnecessary purposes. Your income should be used to take care of your basic needs and monthly expenses. It is only when a real emergency arises that you should use your emergency funds to take care of it. After using part of your emergency funds, you should refill it back.