Yes, legacy matters. But confusing inheritance with preparation can be dangerous. Building a business for your kids is fine, but are they being built too? Financial education that starts “when they’re ready” usually never starts. Readiness should be a result of exposure. You don't wait for a kid to "understand math" before handing them numbers. You walk them through it
Strict or loose parenting is surface-level. The real variable is coherence. Do your actions teach resilience, critical thinking, delayed gratification? Because in a collapsing attention economy, those are worth more than any trust fund. Want your kid to thrive? Then don’t just hand them the keys to an empire. Make sure they know how to build when the system resets. Because it will
Indeed, in terms of educating children financially, there must be a good time, when we have to choose the right time so that children will listen to the advice we give, at least it takes a gradual time for children to understand, which of course by continuing to guide so that there is readiness in the child without any readiness, of course it will be in vain when applied, but everything will bear fruit depending on the environment that can also influence.
environment plays a huge role. But let’s not romanticize “waiting for readiness” too much. Kids don’t magically become ready; they become conditioned by what surrounds them. If we over-prioritize “waiting for the right moment,” we outsource too much responsibility to timing and ignore our own behavioral modeling
The better strategy is to design micro-lessons into everyday life. They watch how you react to bills, spending, giving, saving. That’s education already happening. The danger is not in starting too early. It’s in missing the silent moments when they were listening but we weren’t teaching