So the conclusion is simple those who meant to be workers and serve whole society 24/7 should't seek "financial freedom" If they do then banks will make hard for them to deal even with their legit transactions to make sure it's all hard enough for them and they give up and focus on more serving and working for others.
There are many problems that arise in the banking system but we realize that this system is still used by many people. I do not keep large amounts of cash in banks so I have never had any problems and we should realize that keeping money in the bank is not a good decision because money will never be productive. If you want to achieve financial freedom then you should find another pattern to protect the money you have because keeping money in the bank is not the right decision.
The government is the party that has full control over finances and we are made to follow the rules that apply. But someone who starts to realize this is not productive will look for other sources to protect the value of the currency they have so deciding to buy gold or bitcoin is a much better choice.