That's exactly right. Some instant exchanges and swap services have been doing it for years. They hide behind their rules to selectively scam a part of their userbase. Not too much to avoid hysteria and too much negative press, but just enough to make it worthwhile. Those who pretend to care about our safety and the safety of our money don't give a  shit, of course, because these scam exchanges are smart enough to keep law enforcement and various agencies happy when they come knocking and asking for information or issue requests to confiscate funds from certain addresses.

They don't care about regular folks being scammed. I am pretty sure they would be happy if as many get scammed as possible. Perhaps they will give up on crypto and return under the wings of traditional finance where it's easier to keep an eye on them.