More and more restrictions and limits and all things to make you yourself harder to use your own money but banks use your money to make profit you get nothing of this and top on that you Pay them fees.
It's like they gamble with your money and you even pay the. Fees for that.
Banks, imagine you have friend who is gambler you give him to hold money and you pay him fee to hold lol too.
Beginner insights, want your mind blown? Read into the creature from Jekyll island and the creation of the Federal reserve and the creation of the Bretton Woods standard and how it go abolished. This goes a lot deeper than "fees". Even inflation is a form of robbery that was engineered by the original bankers who continue to tax everyone to this day. Conspiracy? Absolutely not. Provable. The facts are out there. Warning: you may get upset at what you learn.