I wouldn't say financial freedom isn't meant for many, it is meant for everybody but we have to do some extra things for we to be among the people that'll be beneficiary of the financial freedom. Assuming everybody gets it then it won't have any value anymore and people that aren't prepared to manage the wealth are going to lose everything and go back to being broke. An example is when someone wins a lottery, after few months or years depending on the quantity of the money, you'll realize that they have lost the money. The banks aren't the ones making it hard for us to have financial freedom, what I think they're doing is making us too relax and settle for less than for we to push further and try to achieve more than what the society has set as limit for us to achieve.
Financial freedom means that if you ever go through a difficult time and in that difficult time you have to spend so much money on your things or yourself that it is six percent of your monthly income, but you have so much savings that if you invest that six percent on yourself and your things, it will not matter to you. This is what we call exact financial freedom. Financial freedom may seem bad to some people, banks or governments because when any person is independent, he is free. He is not only financially free, but he also feels free mentally and emotionally. If this happens, then governments, no matter what is individual, no matter what is institution, will have its own time and importance. Therefore, these institutions will not tell you to become financially independent. As a human being and in this century in which we are living, looking at these difficulties, we have to create financial freedom for ourselves. We have to do it ourselves, that we do not depend on anyone but on ourselves. Make yourself capable so that if we ever face a problem that is greater than our total income, we can solve it with our own.