Your statement is quite confusing, At this point in time I think it’s just best we keep accumulating consistently and build our portfolio, I don’t think it is a good idea to sell our bitcoin when there is an emergency, for a newbie who doesn’t have an emergency funds it’s important that you should only invest with your discretionary funds and also build your emergency funds in due time, you don’t need to be over aggressive, but for someone who is an old invest it’ is also important you should already have an emergency funds to rely on when there is an emergency this can help you to keep accumulating consistently and hodl for a long time.

Right now I’m in total disagreement of selling our bitcoin before getting to our desired goal of hodl for a long term. Instead we should keep accumulating to hodl.