Have you checked out how active Crypto-currency exchanges are in Nigeria, I refuse to mention some name. And do you know that their are huge peer2peer transactions going down on that exchange? And peer to peer involves the buyer send naira to the sellers account. This has been the situation.
We should know by now that the government can not stop crypto-currency no matter how hard they try.
The government can only attempt to put fear for our body, but they will never be able to stop cryptocurrencies, no matter how hard they try. This is not their first time doing such a thing, and even when they warned us not to use our bank accounts for anything related to cryptocurrency, I have a feeling that once they are done, everyone go rest and look at it, and you will not see anything that look like a warning because we are not the only ones benefiting from the exchanges we operate.
However, if they succeed in stopping cryptocurrencies, it would touch everybody, even those that want to stop everything are using it. However, as Op said, we must be very careful with any kind of bank we use for p2p, I know believe the information is true, and even though our banks wants to support crypto, they will do it low key.