Can we establish that financial intelligence is not a genetic trait, but an acquired trait, and by that, just as charity begins at home, financial education also begins at home.
Children who grow up in an environment where their parents practice strong financial discipline and it is very evident because of how it has created a balanced growing environment for them where they never lacked nothing but at the same time never wasted anything, will grow up to become children who will also show signs of strong financial intelligence. Do you agree?
just like you said it, you said charity begins at home and all parents try their best to give the best to their children so they can have a good life outside and be of a good conduct behavior, but does that mean all children are being impacted with all discipline doesn’t be outside? No matter you teach children the things they need to learn before they get to a certain age not, not all of them we follow the things that you said. A child that will be financially discipline will be discipline even with the home training or the former training.
As a parent, if you can instill some basic things to your child, it's good but remember that a child will always be a child, they will do what they want and not all of them will do as you want them to do. If you have 3 of them, probably one or two will listen to you and you can have one that is nonchalant with spending, you don't expect all children to behave the same way, some will listen and some will not and there is nothing you can do to change them but experience will humble them when they reach that stage of understanding about life, some things don't need to be thought, life will humble you.