2) The other option would be to use swapping platforms like changelly. But I am very worried about losing my funds with these.
I cannot give you advice on how to evict tax in your country but what I can tell you is not to use Changelly to swap your coins. Avoid it like a plague, it's not reliable. There are many cases of users getting scammed by the platform. After receiving your fund, you will be subjected to their stupid KYC verification process and yet you wont be able to get your fund back.
Please provide me with some links.
Customer support of my hardware wallet said they had good experiences with changelly. But this was 1 year ago